Financial planning is about setting clear goals and crafting a strategy to achieve them. But life often brings unexpected challenges.
A job loss, a health issue, or other unforeseen events can disrupt your financial path. That’s why working with a Mason financial planner is essential to help you stay prepared and resilient.
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At Mason, we specialize in building adaptable plans that account for life’s twists and turns. Our solutions include:
Proactive Portfolio Monitoring and Rebalancing: Life changes. Your financial strategy should too. When you invest with Mason, we regularly review and rebalance your portfolio to ensure it reflects your current circumstances and goals.
For example:
- Adjusting for major life events like marriage, divorce, the birth of a new child or grandchild, an inheritance, or a career move
- Evaluating risk and return opportunities to maintain alignment with your objectives
- Ensuring sufficient cash reserves to cover potential emergencies
Asset Protection: Your net worth encompasses more than just investments—it includes your home(s), vehicle(s), jewelry, artwork, and other property. We help you:
- Identify gaps in your insurance coverage
- Explore cost-saving opportunities
- Protect your loved ones and your income with life, disability, long-term care, and other essential insurance solutions for peace of mind
Sustainable withdrawal analysis: Approaching retirement? We guide you in determining your optimal retirement date through a comprehensive sustainable withdrawal analysis. Our customized plan helps your money last based on your desired spending and time horizon—and we’ll adjust your strategy if your retirement timeline changes unexpectedly.
When Will You Retire?
According to the 2024 MassMutual Retirement Happiness Study, nearly half (48%) of respondents retired sooner than expected due to workplace changes, health issues, or having sufficient savings.
At Mason, we believe that a robust financial plan should be anchored in your personal wealth objectives while incorporating strategies to safeguard against life’s unpredictability.
